Education

When it comes to being an investor, knowledge and self-education is imperative. We offer a guidance service instead of an advisory service meaning that we  a) never charge fees b) always remain impartial c) will help investors narrow down their choices and tell them what they could do instead of what they should do.

Naturally, when it comes to educating investors as to the basic fundamentals asset classes we specialise in, we stress the importance of knowing what’s what. Why… How… What…. Where….. If etc. Self education is key, even though you are encouraged to seek independent financial advice.

Focusing on self-education and being able to differentiate between higher risk and lower risk products (ie Liquid vs Illiquid, Listed vs Unlisted, Track Record of Maturities vs None etc), enables investors to arrive at better informed decisions. Unfortunately due to a lack of this in the non-advisory sector, an alarming rate of investors have fallen down the potholes of minibonds, junk bonds, unsecured debt etc, that ultimately could have been avoided.

When it comes to Bonds for example, not all bonds are equal. Some Investors have unfortunately fallen foul to investing in minibonds such as HSG, Westway Dolphin Trust, Blackmore etc because they were not exposed to having the fundamental knowledge of the different types of bonds available to them. Minibonds and junk bonds stand in high contrast to Listed Bonds and Investment Grade Bonds which are credit rated against default (AAA-BBB), publicly listed on major exchanges, senior secure, with liquidity freely transferable.

At Trouver Partners, client education is Key. It’s all part of the service. The Trouver Way.